Account settings
The tab gathers what only the account’s owner can state, each in its own card. Which cards appear depends on the account; a card that does not apply is not shown at all.
Always there
Section titled “Always there”Account details shows the bank, the currency, the type and the IBAN and BIC. Edit makes three of them editable in place: bank, IBAN and BIC. The currency and the type are not editable: changing the type would move the account to another category and change where its value comes from, which makes it a different account. An IBAN is checked against its own check digits before it is stored.
Platform fees takes what the platform charges a year, in euros or as a percentage of the account’s value, picked beside the box. You read it off a statement Badlen has never seen, so it is not checked against any schedule of charges. The box saves when you leave it: there is no button.
Manage this account, at the foot, is the danger zone:
- Archive: the account stays listed and counted, greyed out, but nothing more can be entered on it. Reactivate undoes it. Once archived, Closed on takes the day it really closed, or the property was sold, which is the day your journey shows.
- Delete: asks for confirmation, then erases the account and everything in it. This cannot be undone.
- Sync, on a crypto wallet only: it asks the chain what the address holds now. Crypto wallets explains what it records.
Depending on the account
Section titled “Depending on the account”| Card | On which account |
|---|---|
| Opening date (or purchase, acquisition, loan start) | Where the date decides a tax threshold, and on a loan, an object or a REIT share, which no other screen dates |
| Loan terms | A loan: amount borrowed, rate and term, which with the start date make the schedule |
| Payment ceiling | A PEA or a similar wrapper: the total you have paid in since it opened, which Badlen cannot compute and you have to state |
| Savings product | A passbook: which one it is, since the ceiling is set per product and not per account type |
| Tax rates | An account with a latent gain: social charges and income tax, when the ordinary case is not yours |
The date card refuses an empty box and a day that does not exist. Clearing a recorded date has its own button, Remove the date, so a half-typed entry cannot empty the field by accident.